Paying Medical Bills Following An Accident

Posted on April 14, 2012 by

If you are in an accident – and you are injured – be sure to know the various sources for getting your medical bills paid. These include: health insurance, workers compensation (if the accident happened while you were on the job), medical payments coverage and, lastly, liability coverage.

Regardless of who is at fault for the accident– it is important to check to see if there is medical payments coverage. If it was an automobile accident – check to see if you have medical payments coverage under your automobile insurance policy. Medical payments coverage is there to cover any of your medical bills for any medical treatment arising out of the accident. And you are entitled to collect it even if you have health insurance or if workers compensation applies. Sometimes businesses also have medical payments coverage for when someone gets injured on the business property.

In addition, usually the amount of medical payments coverage is “stacked.” What that means is, if the amount of coverage showing on the declaration page of your auto policy is $1,000, but you have two cars on the policy, then the total amount of coverage actually is $1000 times two or $2,000.

If you were not at fault, the other source for getting your medical bills paid is the liability insurance policy of the person or company who is at fault and responsible for the accident. However, since it can take some time to collect against that person’s policy, it is important to look to all the other sources first. If that person did not have insurance, a final resort if it is an automobile case is to see if you have uninsured motorists coverage under your own policy. Depending on the case, sometimes homeowner’s and umbrella policies also might be implicated.

Because insurance policies sometimes can be difficult to understand, and because the sources of recovery and how they interact can be confusing, it is important to consult with a qualified personal injury attorney to maximize your recovery if you are in an accident and ensure all your medical treatment is covered.

Contact Us Today
My husband and I just recently finalized the adoption of our son thanks to Colleen! Our situation happened FAST, and Colleen never missed a beat. Colleen, Katie and Charli were all quick to answer any questions we had and made us feel confident in their ability to provide the services needed. We were blown away at the knowledge and organization Colleen had throughout this process as well! We intend to continue to grow our family through adoption again, and will be using Locke & Quinn!
Ashley Halsey
Ashley Halsey
2019-02-10T03:58:33+0000
My wife and I worked with Colleen Quinn and her paralegal Charli (CharSalle) on my daughter's international re-adoption. We are in Fairfax, VA and they were happy to work with us even though we weren’t local to them. Everything was done by email and mail. They answered all of our questions in a timely manner and were very knowledgeable about the process. We worked almost entirely with Charli after the initial emails and phone calls and she was great to work with. They filed all of our paperwork with our court, everything went smoothly, and we received our Final Order. Charli has always kept us in the loop about the process and sent us updates. We mailed original documents back and forth without any issue. Their legal fee was very competitive and better than most attorneys in our own area. We are very pleased with their work and assistance in getting our adoption finalized. I wouldn’t hesitate to recommend them to anyone. Thank you!
Ahmed Rashid
Ahmed Rashid
2018-12-20T14:52:57+0000
Great experience!! Everything I needed they took care of with a timely fashion! Highly recommend!
Morgan Williams Seay
Morgan Williams Seay
2018-08-21T00:14:11+0000
Bob Stiepock
Bob Stiepock
2017-10-23T19:39:04+0000
Personal Injury is a challenging event on many levels in ones life. Have you experienced a moment where you were injured and need to seek legal advice? You need to make a call to Colleen Quinn today. I began to research different law firms that handled Personal Injury. I interviewed several attorneys and spoke with large practices to small firms. I was impressed by Colleens resume and her work with women and the law. I will never regret hiring Colleen and her TEAM. The word TEAM is exactly what I received through out my case. My case was attacked with professionalism and the team was always in communication with me. When I would call to ask questions or to get a better explanation I was always made to feel as if I was the only client. As my case arrived closer to the trail date, my TEAM went into full 110%+ effort and preparation. Colleen was ALWAYS seeking to settle my case with the best outcome that she could. YOU WILL NOT FIND A MORE UPFRONT, HONEST, HARDWORKING-GET IT DONE ATTITUDE THAN THE TEAM OF COLLEEN M. QUINN!! MAKE THAT CALL TODAY-YOU WONT REGET IT!!
Lisa Moore Walker
Lisa Moore Walker
2017-09-17T03:54:10+0000
Cathy Tyree Herb
Cathy Tyree Herb
2013-07-30T17:33:44+0000

 

Google Rating
5.0